Portfolio Monitoring FAQ

How are investments chosen?

The Perpetual Trust Investment Committee maintains an Approved Investments list. Investments must meet established criteria before inclusion in the list and are removed if they no longer meet those criteria. Our advisers have good working knowledge of the major fund managers and individual companies operating in the New Zealand marketplace, have access to independent research and are in touch with developments as they occur.

How much money do I need to have to use your services?

Our advisers can recommend the appropriate way for you to invest. For example, our full portfolio monitoring service ideally requires $100,000 (the amount invested can include the transfer of existing investments). For sums under this level it may be more efficient for you to invest in diversified managed funds, otherwise it is difficult to design and implement a well-structured, diversified investment portfolio.

How much should I save for my retirement?

The answer depends on your individual situation. We can help you calculate and plan ahead, taking account of:

• Your desired retirement income
• The age you intend to retire
• Your investment risk profile
• Your current savings
• How much of your income you are able to save.

We ask you to complete a Fact Finder which gives us an appreciation of your current situation, your objectives, your investment timeframe and your risk tolerance, and this is the starting point for developing the recommendations in your investment plan. Many people find the Fact Finder complex so we recommend that you meet with one of our advisers and complete it together.

Didn't find an answer to your question?

Please feel free to make an online enquiry and one of our advisers will get back to you. Alternatively you can call your nearest Perpetual Trust office on 0800 737 738 or e-mail us: email@perpetual.co.nz